
Tom Kain
Mortgage Loan Officer, NMLS # 466443
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Contact me
324 South Service Road
Melville, NY 11747
US
Available by appointment only
As a Mortgage Loan Officer, I bring 17+ years of experience in helping borrowers with their home ownership needs. Whether you are a first-time homebuyer, building or renovating your dream home, seasoned homeowner, or refinancing an existing loan, I have a deep level of expertise to help you find the best loan to meet your needs. I take the time to carefully consult with my borrowers so that they clearly understand their options and the mortgage process. This, along with regular communication throughout the process leads to a great experience for my borrowers.
As a Physician Loan Specialist, a large portion of my business has been built upon working closely with Medical Doctors and Dentist to make their home buying dream come true. The Doctors and Dentists that I have worked with have valued my understanding of their unique borrowing needs. Fortunately, TD's Medical Professional loan, helps physicians qualify for higher loan payments than standard mortgages, has a no-money down option and allows physicians to free up money for paying off student loans. Because my business is built on referrals, my goal is to far exceed your expectations!
As a Physician Loan Specialist, a large portion of my business has been built upon working closely with Medical Doctors and Dentist to make their home buying dream come true. The Doctors and Dentists that I have worked with have valued my understanding of their unique borrowing needs. Fortunately, TD's Medical Professional loan, helps physicians qualify for higher loan payments than standard mortgages, has a no-money down option and allows physicians to free up money for paying off student loans. Because my business is built on referrals, my goal is to far exceed your expectations!
Certifications
First Time Home Buyer Loans
Construction and Renovation Loans
Doctor and Physician Loans
Languages Spoken
English
Products
Affordable Home Programs
Construction and Renovation Mortgages
Conventional, Jumbo and Portfolio Mortgages
Doctor and Physician Mortgages
FHA, VA and USDA loans
Fixed Rate and Adjustable-Rate Mortgages
Home Equity Loans and Lines
Low Down Payment Mortgages
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Helpful Articles
Steps to Buying Your First Home
Know what to expect on your home buying journey and explore what you need to know as a first-time homebuyerFind out moreBuying Your Next or Second Home
Understand the process and factors of buying your next or second homeFind out moreWhat Can a Home Equity Loan or Line of Credit Be Used For?
Use the equity you've built in your home to consolidate debt, renovate, make major purchases and moreFind out more

About TD Home Lending
You can trust TD Bank to deliver a superior lending experience. Whether you’re purchasing or refinancing, we provide straightforward, easy-to-understand products and advice, allowing you to make smart borrowing decisions that meet your needs today and tomorrow.
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