Tom Kain

Mortgage Loan Officer, NMLS # 466443
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About Tom Kain

As a Mortgage Loan Officer, I bring 17+ years of experience in helping borrowers with their home ownership needs. Whether you are a first-time homebuyer, building or renovating your dream home, seasoned homeowner, or refinancing an existing loan, I have a deep level of expertise to help you find the best loan to meet your needs. I take the time to carefully consult with my borrowers so that they clearly understand their options and the mortgage process. This, along with regular communication throughout the process leads to a great experience for my borrowers.

As a Physician Loan Specialist, a large portion of my business has been built upon working closely with Medical Doctors and Dentist to make their home buying dream come true. The Doctors and Dentists that I have worked with have valued my understanding of their unique borrowing needs. Fortunately, TD's Medical Professional loan, helps physicians qualify for higher loan payments than standard mortgages, has a no-money down option and allows physicians to free up money for paying off student loans. Because my business is built on referrals, my goal is to far exceed your expectations!

Certifications

First Time Home Buyer Loans
Construction and Renovation Loans
Doctor and Physician Loans

Languages Spoken

English

Products

Affordable Home Programs
Construction and Renovation Mortgages
Conventional, Jumbo and Portfolio Mortgages
Doctor and Physician Mortgages
FHA, VA and USDA loans
Fixed Rate and Adjustable-Rate Mortgages
Home Equity Loans and Lines
Low Down Payment Mortgages

Home Lending Resources

Mortgages & Affordable Home Loan Options

Find out which lending option works for your financial needs and goals, whether you are buying or refinancing.

TD Home Equity Line of Credit or Loan

Get the money you need to do the things you want - renovating your home, consolidating debt and more.

TD Checking Accounts

Choose the account that meets your banking needs and included the perks you want.

Helpful Articles

Steps to Buying Your First Home

Know what to expect on your home buying journey and explore what you need to know as a first-time homebuyer
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Buying Your Next or Second Home

Understand the process and factors of buying your next or second home
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What Can a Home Equity Loan or Line of Credit Be Used For?

Use the equity you've built in your home to consolidate debt, renovate, make major purchases and more
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About TD Home Lending

You can trust TD Bank to deliver a superior lending experience. Whether you’re purchasing or refinancing, we provide straightforward, easy-to-understand products and advice, allowing you to make smart borrowing decisions that meet your needs today and tomorrow.
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