Patrick Nicholson
Community Mortgage Loan Officer, NMLS # 566715
Start your application with me today
Contact me
Call this Mortage Loan Officer
(201) 803-3504
535 East Crescent Avenue
Ramsey, NJ 07446
US
About Patrick Nicholson
As a TD Community Mortgage Loan Officer, I am community-focused and dedicated to educating and assisting first-time homebuyers, as well as diverse customer segments achieve the dream of homeownership. I bring many years of experience and take pride in guiding families through the mortgage process, in addition, to prioritizing mortgage lending opportunities and specializing in affordable products offering, that include leveraging closing costs and down payment assistance programs. Whether you are purchasing your first home, a seasoned homeowner or refinancing an existing mortgage, I have a deep level of expertise to help you find the best loan to meet your financial needs. I take the time to carefully consult with my borrowers and provide regular communication throughout the process which leads to a legendary customer experience. Because my business is built on referrals, my goal is to far exceed your expectations!
Certifications
First Time Home Buyer Loans
Languages Spoken
English
Products
Affordable Home Programs
Conventional Mortgages
Down Payment Assistance Mortgages
FHA, VA and USDA loans
Fixed Rate and Adjustable-Rate Mortgages
Low Down Payment Mortgages
Home Lending Resources
Mortgages & Affordable Home Loan Options
Find out which lending option works for your financial needs and goals, whether you are buying or refinancing.
TD Home Equity Line of Credit or Loan
Get the money you need to do the things you want - renovating your home, consolidating debt and more.
TD Checking Accounts
Choose the account that meets your banking needs and included the perks you want.
Helpful Articles
Steps to Buying Your First Home
Know what to expect on your home buying journey and explore what you need to know as a first-time homebuyer
Find out moreBuying Your Next or Second Home
Understand the process and factors of buying your next or second home
Find out moreWhat Can a Home Equity Loan or Line of Credit Be Used For?
Use the equity you've built in your home to consolidate debt, renovate, make major purchases and more
Find out moreAbout TD Home Lending
You can trust TD Bank to deliver a superior lending experience. Whether you’re purchasing or refinancing, we provide straightforward, easy-to-understand products and advice, allowing you to make smart borrowing decisions that meet your needs today and tomorrow.
Learn more about us