Alex G. Cruz

Mortgage Loan Officer, NMLS # 589200
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As a Mortgage Loan Officer, I bring 20+ years of experience in helping borrowers with their home ownership needs. Whether you are a first-time homebuyer, seasoned homeowner, or refinancing an existing loan, I have a deep level of expertise to help you find the best loan to meet your needs. I take the time to carefully consult with my borrowers so that they clearly understand their options and the mortgage process. This, along with regular communication throughout the process leads to a great experience for my borrowers. Because my business is built on referrals, my goal is to far exceed your expectations!

Certifications

First Time Home Buyer Loans

Languages Spoken

Spanish
English

Products

Affordable Home Programs
Conventional, Jumbo and Portfolio Mortgages
FHA, VA and USDA loans
Fixed Rate and Adjustable-Rate Mortgages
Home Equity Loans and Lines
Low Down Payment Mortgages

Home Lending Resources

Rate tool

Get your personalized rate quote

See rates and financing options to help you find the best home loan for your life and budget.
House info

Mortgage 101

Explore financing options and find the best home loan for your life and budget.
Home value

Home Equity 101

Use the equity in your home to achieve your goals with flexible financing options

Helpful Articles

Steps to Buying Your First Home

Know what to expect on your home buying journey and explore what you need to know as a first-time homebuyer
Find out more

Buying Your Next or Second Home

Understand the process and factors of buying your next or second home
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What Can a Home Equity Loan or Line of Credit Be Used For?

Use the equity you've built in your home to consolidate debt, renovate, make major purchases and more
Find out more

About TD Home Lending

You can trust TD Bank to deliver a superior lending experience. Whether you’re purchasing or refinancing, we provide straightforward, easy-to-understand products and advice, allowing you to make smart borrowing decisions that meet your needs today and tomorrow.
Learn More About Us

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