Toni F Paynter
Loan Officer, NMLS # 1068666
Start your application with me today
Call this Mortage Loan Officer
As a Mortgage Loan Officer, I bring 24 years of experience in helping borrowers with their home ownership needs. Whether you are a first-time homebuyer, seasoned homeowner, or refinancing an existing loan, I have a deep level of expertise to help you find the best loan to meet your needs. I take the time to carefully consult with my borrowers so that they clearly understand their options and the mortgage process. This, along with regular communication throughout the process leads to a great experience for my borrowers. Because my business is built on referrals, my goal is to far exceed your expectations!
FHA, VA and USDA loans
Home Equity Lines of Credit
Home Equity Loans
Conventional Fixed Rate and Adjustable Rate Mortgages
Low Down Payment Assistance Mortgages
Experienced Lending In
CT, DE, DC, FL, ME, MD, MA, NH
NJ, NY, NC, PA, RI, SC, VT, VA
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Home Equity 101
Use the equity in your home to achieve your goals with flexible financing options
Steps to Buying Your First HomeKnow what to expect on your home buying journey and explore what you need to know as a first-time homebuyerFind out more
Buying Your Next or Second HomeUnderstand the process and factors of buying your next or second homeFind out more
What Can a Home Equity Loan or Line of Credit Be Used For?Use the equity you've built in your home to consolidate debt, renovate, make major purchases and moreFind out more
About TD Home Lending
You can trust TD Bank to deliver a superior lending experience. Whether you’re purchasing or refinancing, we provide straightforward, easy-to-understand products and advice, allowing you to make smart borrowing decisions that meet your needs today and tomorrow.Learn More About Us