Fangyuan Ellen Xu

Mortgage Loan Officer, NMLS # 561200
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About Fangyuan Ellen Xu

As a Mortgage Loan Officer, I bring many years of experience in helping borrowers with their home ownership needs.  Whether you are a first-time homebuyer, seasoned homeowner, or refinancing an existing loan, I have a deep level of expertise to help you find the best loan to meet your needs.   I take the time to carefully consult with my borrowers so that they clearly understand their options and the mortgage process.  This, along with regular communication throughout the process leads to a great experience for my borrowers.  Because my business is built on referrals, my goal is to far exceed your expectations!

Languages Spoken

Chinese Mandarin


Affordable Home Programs
Conventional, Jumbo and Portfolio Mortgages
FHA, VA and USDA loans
Fixed Rate and Adjustable-Rate Mortgages
Home Equity Loans and Lines
Low Down Payment Mortgages

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Mortgage 101

Explore financing options and find the best home loan for your life and budget.
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Home Equity 101

Use the equity in your home to achieve your goals with flexible financing options

Helpful Articles

Steps to Buying Your First Home

Know what to expect on your home buying journey and explore what you need to know as a first-time homebuyer
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Buying Your Next or Second Home

Understand the process and factors of buying your next or second home
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What Can a Home Equity Loan or Line of Credit Be Used For?

Use the equity you've built in your home to consolidate debt, renovate, make major purchases and more
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About TD Home Lending

You can trust TD Bank to deliver a superior lending experience. Whether you’re purchasing or refinancing, we provide straightforward, easy-to-understand products and advice, allowing you to make smart borrowing decisions that meet your needs today and tomorrow.
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